Resource Library

Should Workers’ Compensation Be Offered to Gig Economy Workers?

Topics: Personal Injury, Workers' Compensation

With the economic landscape changing to include more and more gig workers, concerns over on-the-job injuries have begun to arise. Gig economy workers do not typically get workers’ compensation from the companies they work for. This can put a big financial burden on these workers since they, instead of the employer, are responsible for covering the entire cost of their medical care. It’s also important to note that some of these jobs, including those that involve driving, are considered among the most hazardous ones in the U.S., according to Quartz. This begs the question: should companies start offering this coverage to gig economy workers? Employee vs. Independent Contractor People who work in “on demand” jobs, or gig economy jobs, are not considered company employees. Instead, they are considered independent contractors. As contractors, they are not likely to receive benefits and coverage that companies generally offer their full-time and part-time employees. Such benefits would include workers’ comp and health insurance. Offering contractors compensation for injuries on the job would require companies to pay premiums in addition to the expense of covering regular employees. Rather than take on this cost, many companies do not make workers’ comp available to contractors. When contractors are injured on the job, they are forced to pay for hospital expenses and other medical care on their own. When contractors are unable to pay, these costs are passed on to the general public. Reasons to Offer Workers’ Comp One of the main arguments in favor of offering workers’ comp to gig economy workers is that employees who perform similar types of work, like those who work for construction companies, do receive this coverage. Other workers who are not technically considered employees, such as cab drivers, are able to receive workers’ comp thanks to state agency regulations. Possible solutions to this problem include taking a different approach to making workers’ comp available to gig economy workers that is similar to how the Affordable Care Act has made health coverage available to contractors. Another possible solution would be to make contractors responsible for covering some of the expenses and have the contracting companies cover the rest, including workers’ compensation. Since gig economy workers are allowed to unionize, organizing and bargaining for coverage could present another potential solution. If you have been injured at work, please contact the Law Offices of Scott Warmuth at 1-888-517-9888 to speak to an attorney who handles workers’ compensation cases.   Sources http://qz.com/715131/gig-economy-workers-injured-on-the-job-should-get-workers-comp-protections/  
Resource Library

7 Ways You Can Prepare for Your Personal Injury Case

Topics: Auto Accident, Personal Injury

7 Ways You Can Prepare for Your Personal Injury Case Have you recently suffered an injury as a result of another person or entity's carelessness or negligence? If so, then you may be entitled to compensation. Before you tackle a personal injury case, however, there are some things you should know.
  1. Avoid Common Mistakes
Understand the most common mistakes made in personal injury cases and how to avoid them. This includes ignoring the statute of limitations in your state, discussing your case on social media, or even being untruthful about what happened.
  1. Obtain Necessary Documentation
In order to file a lawsuit, you'll need some important documentation. This includes any relevant police reports, medical paperwork (including hospital bills), incident reports, and any other official documentation related to what happened.
  1. Meet with the Right Lawyer
A personal injury lawsuit isn't something you want to tackle alone. Consult with an experienced and knowledgeable lawyer who has worked with clients in a position similar to yours in the past.
  1. Understand the Process
Speak with your lawyer about what to expect from the process, especially in terms of its length. Many personal injury cases can take months or even years to resolve, so make sure you're informed and prepared.
  1. Prepare for Deposition/Testimony
If your personal injury case goes to court, you'll likely need to testify in front of a judge. This can be a nerve-racking experience, and it can be helpful to speak with your attorney about what to expect and what to say, especially during cross-examination.
  1. Discuss Settlement Possibilities
Not all personal injury lawsuits will go to trial. In fact, your lawyer's goal will be to settle out of court, as this speeds up the process and makes things easier on you as well. Therefore, it's important that you speak with your attorney about what kind of settlement you'd be willing to accept.
  1. Stick to the Facts
Finally, remember to stick to only the facts throughout the entire process. If you lie or even intentionally omit important information about your case or accident, you could find yourself in a great deal of trouble with the law. Be honest with your lawyer so he or she can help you out as much as possible. Looking for legal assistance with your personal injury lawsuit? Schedule your consultation with an experienced personal injury attorney today by contacting The Law Offices of Scott Warmuth toll-free at 888-517-9888.