Injured Workers Are Protected, Even if Employer Is Uninsured

Workers’ compensation law was written to protect both workers and employers when an injury occurs on the job.  Having workers’ compensation insurance to protect employees is considered so important that it is required by law for any business that has one or more employees.  Failure to have workers’ compensation insurance can result in extensive fines and criminal prosecution with possible jail time. If a business does not purchase workers’ compensation insurance for its employees, any employee injured on the job can also sue the business for damages.

But even if a negligent company does not provide legally required workers’ compensation insurance for its employees, those employees can still seek workers’ compensation benefits if they are injured on the job, without having to pursue the business in court.  Injured workers who discover their employers did not carry workers’ compensation insurance at the time of their injury can pursue a workers’ compensation claim through the Uninsured Employers Benefits Trust Fund (UEBTF), managed by the Office of the Director in the California Department of Industrial Relations.

Applying for workers’ compensation benefits through UEBTF is not the same as pursuing a workers’ compensation claim through insurance.  UEBTF claims are more complicated and may require more steps to be taken to secure benefits.  An experienced workers’ compensation law firm can help you determine if your employer was illegally failing to provide workers’ compensation insurance, and if so, pursue benefits through UEBTF.

Workers have enough to worry about without having to consider whether or not their employer is properly providing workers’ compensation protection.  Injured workers should be focused on their recovery and getting back to work, not on the status of a workers’ compensation claim.  The Law Offices of Scott Warmuth helps injured workers pursue benefits, regardless of insurance coverage.  We offer free consultations and offer a no recovery, no fee guarantee.  Call us today at 888-517-9888!

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